Gonwa Law Group of O'Fallon, MO
Gonwa Law Group of O'Fallon, MO

Gonwa Law

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uninsured / underinsured motorist cases

motor vehicle injury lawyer

Gonwa Law routinely represents automobile accident clients where the at-fault driver did not carry automobile liability coverage.  This type of case is known as an uninsured, or UM case.  Gonwa Law also represents clients where the at-fault party’s limits of coverage are not high enough to account for all the losses our clients have experienced from the accident.  This scenario is called an underinsured, or UIM case, which is handled concurrent to your liability case. 


These scenarios can shift your case’s dynamic into a “first-party” situation, adding further complexities.  Do not be lulled into thinking that your own insurance company will compensate you any more fairly than an at-fault driver’s insurance company.  Concerned with their bottom-line profits, insurance companies aim to pay the lowest amount possible whether it’s their own insured or not. 


Our job is to level the playing field and maximize your recovery for your personal injury case.  If you were struck by an uninsured motorist, all hope of a fair outcome is not lost.  Call us today at 636-980-7035 to hire an experienced personal injury attorney who will work through the nuances of these cases.

 

Gonwa Law provides legal counsel to residents in St. Charles County, Lincoln County, Warren County, Franklin County, Montgomery County and St. Louis County. Headed by Attorney Thomas J. Gonwa, the firm serves clients across the country and throughout the state, including those in the communities of Wentzville, Lake Saint Louis, O'Fallon, Wright City, Warrenton, Troy, Josephville, Foristell, Moscow Mills, Dardenne Prairie, New Melle, Chesterfield, Defiance, Augusta, Washington, Union, Montgomery City, St. Peters, St. Charles and St. Louis.